Home Purchase Loans
Innovative Loan Programs for Buying Homes
We offer a variety of residential mortgage products suitable for those shopping in today’s market, including: conventional loans, government backed FHA mortgages, VA loans, USDA Rural Housing loans, and jumbo mortgages for higher loan amounts. Our team of mortgage originators can help you weigh your options and find the right product that meets all of your needs.
Types of Properties we finance.
- We finance most types of 1-4 unit residential properties including stick built homes, condos, townhomes, and modular homes. Certain restrictions may apply.
- We have programs for primary residences, second homes, and investment properties.
Popular Home Loan Programs
Learn more about some of the home financing solutions we offer.
We offer fixed rate home loans amortized over 30, 20, 15, and 10 year periods. These can be great options for consumers who want the security of knowing their monthly principal and interest payments will remain consistent.
A popular option for consumers who want to avoid putting down the 5-20% required through most conventional channels. With FHA loans, borrowers may be able to put down as little as 3.5% and credit and underwriting criteria may be less stringent compared to other financing solutions.
Available to eligible US military veterans, active duty personnel, and surviving spouses. VA Mortgages require no down payment, has no monthly PMI (private mortgage insurance), and less strict credit requirements than conventional outlets.
Available for borrowers with loan amounts exceeding their areas’ conforming loan limits. Legend offers both fixed rate and adjustable rate jumbo mortgages.
Programs for First Time Home Buyers
At Legend Lending, we work with first time buyers throughout the State of Texas to help weigh the pros and cons of the various low and zero down products available in the marketplace so you can make an educated decision on what program best suites your needs.
Why Choose Legend Lending for Your Home?
Experience: Our team has decades of mortgage experience and continues to help home buyers achieve their dreams of homeownership.
Products: We offer a wide variety of residential home financing options to meet the needs of most residential home buyers.
Service: The mortgage professionals with Team Terry are some of the most qualified and knowledgeable individuals in the industry. From the beginning, we work hard to set up loans for success and provide our clients with the highest level of customer service. Having a single point of contact from application to closing differentiates us from other lenders.
I cannot say enough good things about the people at Legend Home Lending! They made the purchase of our home an amazing experience. We plan to use Legend Home Lending for all future purchases, and we highly recommend them to everyone. These folks are the best!!!